Next generation payment system chip to improve payment performance and protection

     STMicroelectronics announces next-generation STPay System-on-chip (SoC) payment solutions that leverage state-of-the-art technology to improve unconnected payment performance and protection, reduce power consumption requirements, and significantly improve user experience. The new STPay-Topaz family of solutions can be directly embedded in smart cards, pre-installed payment applications running on the certified JavaCard platform, and meet all the necessary security and payment system certification requirements.

     STPay-Topaz is the first payment system chip to be manufactured with 40nm flash memory technology and is based on the ST31P450 secure microcontroller with data protection, which includes the latest Arm SecurCore SC000 32-bit RISC core and encryption algorithm accelerator, capable of defending against advanced forms of cyber attacks.

     The new product supports multiple international and national payment systems, simplifying product management for card developers and facilitating deployment in multiple global markets. Supported payment systems include Visa, Mastercard, Amex, Discover, JCB and CUP international payment systems, As well as national payment systems such as Elo in Brazil, RuPay in India, Interac in Canada, BankAxept in Norway, eftpos Payments in Australia, and the Thai Bankers Association. When a traffic applet is required along with a banking applet, the MIFAREClassic, MIFAREPlus, MIFAREDESFire software library and Calypso are recommended.

     Available in both contactless and dual-interface configurations, STPay-Topaz products can be easily imported into plastic cards in accordance with a variety of industry standard inlay and antenna technologies. The STPay ecosystem includes tools, script examples. Local ST engineers provide support services in script development, functional verification and card personalization to help customers increase design flexibility and shorten application development cycles.